Orion’s Employee Benefits Services include the following:

• Creative solutions that enhance your benefits and reduce your costs:
  • Medical
  • Dental
  • Vision
  • Life and Disability
  • Employee Assistance Plans
  • Mental Health and Prescription drug carve-outs
  • 401(k)
  • Flexible Spending Plans with Debit Card Technology
  • Executive reimbursement plans

• Financial solutions that improve cash flow and reduce taxes and program costs:
  • Self-funding and Partial Self-Funding
  • Benefit Captive Arrangements
  • Health Reimbursement Arrangements – HRA’s
  • Health Savings Accounts- HSA’s
  • Cafeteria style plan designs – Defined contribution approach

• Long-term strategic planning to minimize your risk:
  • Demographic and Claims experience analysis
  • Plan Design alternatives
  • Employer contribution alternatives
  • Comprehensive Annual market review and analysis
  • Quarterly Plan and Service performance reviews

• COBRA and HIPAA compliance services
• Administrative outsourcing to save you time
• HR services and technical support
• Online enrollment and Employee self-serve capabilities
• Healthy Families and Voluntary benefit assistance
• Enrollment meetings
• Health and Wellness fairs
• Form 5500 filing
• Proactive ‘hands-on’ service and support
• Market strength and exceptional insurance carrier relationships
• Managed Care fiduciary liability extension coverage
• Estate Planning, Business succession and Wealth management