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Newport Beach, CA 92660

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24 Aug

Cybersecurity as a Differentiator to Gain a Competitive Advantage

By Stephen Paulin

Cybersecurity, long thought to be unnecessary and costly, is becoming top-of-mind as the C-Suite gives more consideration by weaving into budgets, value propositions & future planning without a second thought. There are still many businesses in unregulated industries, such as, manufacturing, construction, distribution and retail who lag behind this trend. One obstacle is the prevailing […]

27 Jan

Workers’ Comp Market Stable, but Uncertainty Looms

By Stephen Paulin

As 2021 approached, Workers’ Compensation insurance was a national outlier in an otherwise hard market for Property and Casualty insurance, showing only a narrow range between moderate decreases and increases in rates while remaining stable in terms of availability, capacity and underwriting scrutiny/selectivity. But uncertainty loomed, amid questions arising from COVID-19. To what extent would […]

22 Nov

Know Your Numbers

By Stephen Paulin
06 Oct

Captive Insurance: Turning Risk to Profit

By Stephen Paulin

All companies have risk. Successful businesses control their risk and make it work for them. Captive Insurance Companies and other Alternative Risk Transfer techniques enable entrepreneurs to reduce their Total Cost of Risk, by focusing your risk management activities, protecting your assets, allowing for the generation of additional profits while reducing taxes. This special purpose […]

22 Jul

6 Steps to Create an Effective Cybersecurity Strategy

By Stephen Paulin

After numerous conversations with C-suite executives about assessing their company’s cybersecurity posture, I am no longer surprised by the quick response delegating this conversation to the IT Department. While recent studies indicate Cyber Risk is gaining equal footing as a business’ traditional exposures to loss, there appears to still be a disconnect with many organizations […]

15 Jul

Adopting an Inside Out Approach to Cybersecurity

By Stephen Paulin

Cyber Hygiene is a reference to the practices and steps that users of computers and other devices take to maintain system health and improve online security. These practices are often part of a routine to ensure the safety of identity, data and financial assets that could be stolen or corrupted. Much like physical hygiene, cyber […]

06 May

Risk Continuum

By Stephen Paulin
29 Apr

Cyber Liability

By Stephen Paulin
15 Apr

The Importance Of Cyber Resilience

By Stephen Paulin

08 Apr

Notice for NY Life Policies, Annuity Contracts, and Fraternal Benefit Society Certificates

By Admin

 Dear Policyholder, A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations (the “regulations”) issued by the New York State Department of Financial Services (“Department”), extend grace periods and give you other rights under your life insurance policy or annuity contract if you can demonstrate financial hardship […]